Flood Risk America Saves a Hotel!!

 Commercial Real Estate

Commercial Real Estate

 

A large commercial real estate owner had a Hotel on the water, paying $105,000 for flood insurance. 

Flood Risk America provided a complimentaryVulnerability Assessment, demonstrating how flooding and storm surge would affect the hotel, as well as incorporating the investigation of historical flooding. Flood Risk America then confirmed, from the Vulnerability Assessment,how the hotel could avoid future flood losses. 

FRA installed flood panels on the ground floor lobby to protect the elevators and lobby from avoiding a flood loss. FRA then went back to the insurance carrier and provided a customized flood mitigation plan for the Hotel. The insurance carrier then reduced the flood premium by $76,000.  

 

o  Cost of current annual flood premium:                         $105,000

o  Current savings with flood mitigation plan:                  $76,000

o  New current flood premium:                                         $29,000

 

“We saved hotel $76,000 on their Flood Insurance Premium.”
— Flood Risk America

 

 

To obtain a complimentary flood vulnerability assessment or to learn more about our services call Stephen Gill:

561-578-4220 or email  sgill@floodriskamerica.com

It's Peak Hurricane Season, Are You Prepared?

 Hurricane Season

Hurricane Season

With the formation of Hurricane Gordon and Hurricane Lane within the last week and rain falling hard on your Labor Day weekend, have you thought about the “what if” of hurricane season? With active numbers reaching in the peaks of September and October, it’s better to be safe and protected, than last minute shopping at your local hardware stores to ineffective methods of flood protection. Most people think about the bottles of water and canned goods that they need, but most do not talk about their flood safety plan or make sure that their existing flood protection methods have adequate seals and gaskets. 

At Flood Risk America, we want to make sure that you are protected. We offer flood vulnerability assessments to pre and post constructed buildings, create safety plans, and suggest the most effective flood protection needs for your residential home or commercial properties. We have a multitude of different flood protection products and services, and customize FRA flood panels to the size and thickness that best fits your individual requirements based on a flood risk assessment. By using our products and services, you not only become protected during a storm, but you have the chance to lower your flood insurance premiums and deductibles. 

We have a team of flood experts, architects, and engineers offering 24/7 assistance and customer service to best serve you.  Education is beyond important to us, so ask us about our flood mitigation-training program and online webinars. 

For more information, visit www.floodriskamerica.com 

Why Choose Flood Risk America

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One of the reasons why you would want to choose FRA’s Flood Panels over any other company would be our outstanding customer service. We have over 20 years of experience and are available 24/7 for questions and concerns. We have an outstanding team of trained flood professionals, architects, engineers, and educators.  At Flood Risk America, we believe that education is important for both safety and effectiveness.  Our trained professionals will simulate a mock deployment for you and your team and make sure that you and your staff are prepared for an emergency flooding situation. 

Most companies will sell you a product, but how do you know each year that it will still work effectively? At Flood risk America every year we inspect the gaskets, panels, nuts, bolts, anchors, and parts, and maintain a 24/7-flood deployment service. We want to make sure our clients (You) are satisfied and prepared for Mother Nature’s surprises. 

Our panels are lightweight, FEMA compliant, military grade, and come with a lifetime warranty. We knew that if this material was efficient enough for the military, in the haul of an icebreaker and marine vessels, than we could test it out as a superior FRA Flood Panel (Ask us for our testing video to see for yourself). We supply you with deployment blueprints, product and deployment training, and we can help you through FEMA funding. Overall, we are your one stop shop for any flood related concerns and would love the opportunity to protect you from any flood related damage. 

FRA Flood Panel Specifications

The FRA Flood Panel uses sustainable flood seal technology to protect elevators, storefronts, windows, control room doors, unmovable equipment, etc., against rising floodwater. This device creates a sealed barrier around the openings preventing water from entering. Each panel is designed specifically for a customized fabrication to meet individual installation requirements and custom shaping and contouring to meet job specific demands. 

It is both easy to install and remove, taking less than ten minutes. The FRA Flood Panel is the ONLY FEMA compliant, ISO certified, and insurance industry certified panel on the market. The FRA flood panel has the ability to lower insurance premiums and deductibles, give clients better coverage limits, and help them to obtain federal grant assistance for flood loss.

The FRA Flood Panel is durable, lightweight, corrosion resistant, cost-effective, and designed to withstand more than 13,000 PSI.  It was developed with technology utilized in aerospace, marine, transportation, and energy markets and scientifically developed to withstand harsh saltwater environments. It is made in America, has been rigorously tested by our certified team of engineers, and comes with a guaranteed lifetime warranty. 

Some of the biggest differences between Flood Risk America’s flood panel and the competitors are the lightweight, corrosion-resistant surface, difference in price, moldable surface to secure an area, and the only flood panel certified by insurance companies.  The FRA Flood Panel is 4 times lighter than steel, which is what most flood panels are manufactured from, and it is 30- 40% less expensive.  The FRA Flood panel can be customized to fit any area or size, comes with a vulnerability assessment, and deployment blueprint.

 

 

Preparation for a Flooding Emergency: Step 4: Pre-interventions

Three Key Steps in Pre-intervention Planning

 1.    Install flood mitigation measures in and around your property.

2.    Plan a safe retreat and have a meeting place

3.    Go over emergency plan and evacuation route

It is important to reduce the risk of damage to structures from flooding by elevating critical utilities, such as electrical panels, switches, sockets, wiring, appliances, and heating systems, and waterproofing basements. Secure the property. Tie down or bring outdoor equipment and lawn furniture inside. Make sure that basements are waterproofed and that your sump pump is working. Install a battery-operated backup in case of a power failure (FEMA, 2017).

Be aware of streams, drainage channels, canyons and other areas known to flood suddenly. Flash floods can occur in these areas with or without such typical warning signs as rain clouds or heavy rain. If instructed, turn off utilities at the main switches or valves. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water. Fill the bathtub with water in case water becomes contaminated or unavailable. Before filling, sterilize the tub with a diluted bleach solution. Do not walk through moving water (FEMA, 2017).

Review your homeowners or renters insurance policy and update a list of your home’s contents by taking pictures or videotaping each room in the house. Keep papers in a fireproof and waterproof box. If records are stored electronically, keep a backup drive in your fireproof, waterproof box, or store files using a secure cloud-based service (FEMA, 2017).

If the danger is significant, local authorities may issue an evacuation notice to alert residents that flooding will be or is occurring. Evacuation orders vary by state and community, and may range from voluntary to mandatory. When authorities issue a mandatory evacuation notice, leave the area immediately. Don't drive through a flooded area. If you come upon a flooded road, turn around and go another way. More people drown in their cars than anywhere else. If your car stalls, abandon it immediately and climb to higher ground (FEMA, 2017).

If the waters start to rise inside of your house before you have evacuated, retreat to the second floor, the attic, and if necessary, the roof. Don't try to swim to safety; wait for rescuers to come to you. Below you will find an emergency supply list. 

Emergency Supply List: 

*     Water: one gallon per person, per day

*      (3-day supply for evacuation, 2-week supply for home)

*     Food: non-perishable, easy-to-prepare items (3-day supply for evacuation, 2-week supply for home)

*     Manual can opener for food

*     Battery-powered or hand-crank radio (NOAA Weather Radio plus extra batteries)

*     Sanitation and personal hygiene items

*     Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies

*     Drivers license or form of identification

*     Milk, baby food, sterilized bottles and spoons, nipples, spare clothing, diapers and favorite toy.

*     Family and Emergency Contact Information 

*     Waterproof clothing (including rubber gloves, rubber boots)

*     Towels 

*     Flashlight

*     One blanket or sleeping bag per person

*     Medical supplies (hearing aids with extra batteries, glasses, contact lenses

*     Cell phone and charger

*     Pet supplies (collar, leash, ID, food, carrier, bowl)

*     Extra set of car keys and house keys

*     Matches 

*     3 days of extra clothing, hat, and sturdy shoes

*     CASH in small bills ($1, $5, $10)

(FEMA, 2017)

For more information, visit www.floodriskamerica.com or visit the FEMA website.

Preparation for a Flooding Emergency Step 3: Flood Mitigation Measures

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The third step in preparation for a flooding emergency involves constructing flood barriers or shields around individual pieces of equipment or areas that contain essential equipment to prevent floodwaters from coming into contact with them. 

For dry flood proofing to be effective, the barrier must be high enough to protect essential equipment from floodwater, strong enough to resist flood forces, and sealed well enough to control leakage and infiltration. Dry flood proofing measures must also satisfy applicable codes and standards. 

There are many different types of dry flood proofing measures, one, which includes the use of a flood panel. There are many different types of flood panels on the market. Make sure you choose a panel that is lightweight, cost effective, and corrosion resistant, and meets the recommended codes and requirements. It is important that the panel is tested properly for assurance and durability, and is of adequate height and length, in accordance with your flood assessment. 

Besides flood panels, you can purchase flood barriers, floodgates, flood sacks, flood bags, and you can even flood proof your walls. As with the flood panels, make sure each product is both saltwater and freshwater friendly, adheres to adequate codes and standards, and is the correct width and height for your proposed area. 

 

For more information, visit www.floodriskamerica.com

Preparation for a Flooding Emergency: Step 2, Formulating an Emergency Plan

Preparation for a Flooding Emergency: Step 2, Formulating an Emergency Plan

Preparation for a flooding emergency: Step 2

Preparation For a Flooding Emergency: Step 1 UnderstandingYour Risk, Vulnerability Assessment

Preparation For a Flooding Emergency: Step 1 UnderstandingYour Risk, Vulnerability Assessment

Be prepared this hurricane season. Understand your risk with a vulnerability assessment.

Preparation for Flooding Emergency Step 1: Understanding Your Risk, Flood Risk Assessment

Flooding is devastating and is becoming a larger threat each year. With global warming, different weather patterns, and inaccuracy of flood maps, we must have a set plan in place to prepare for Mother Nature’s most common disaster.   There are 5 steps that will help you to prepare. The first step begins with determining your flooding risk.

Your community officials or local emergency management offices are a great resource to learn about the history of flooding for your region. Ask whether your property is in the floodplain and if it is above or below the flood stage water level. Flood Insurance Rate Maps (FIRMs) are what are used to determine your flood risk. If these have proved inaccurate in the past, or you feel the flood insurance is higher than expected for your given area, make sure to contact a highly trained company who specializes in flood prevention assessment and flood map modeling.

Flood risk assessments are available to show you historical flooding on your property and information about flooding in a 100-year storm. If you are building or own a commercial property, more in-depth assessments are available to show you modeling in a 1-5 hurricane and storm surge for each year, along with a detailed report assessing your flooding risks.  

 

For more information, contact Flood Risk America at 561-578-4220 or visit www.floodriskamerica.com

 

Introduction to Emergency Flooding Preparation- 5 Part Series

Flood Risk America has spent these past few months traveling around the country speaking to many victims of the recent flooding disasters from Harvey, Irma, and Sandy. We first traveled to Texas and met with the Houston victims, we even went to Galveston, who suffered a loss from the 1900 Great Galveston Storm, which was one of the deadliest storms of its time. We traveled to parts of New Jersey and New York, from the tip of the Florida Keys, Miami, and up each side of the coast. We covered both west and east, spending time in Naples and Marco Island, all the way up to Jacksonville and the panhandle.

The stories and pictures that everyone has shared have been both amazing and life changing. It has brought us even more incentive to help as many of these people as we possibly can, not allowing this damage to happen again. Glass falling from the ceilings of buildings and crashing in destruction, water levels reaching so high, covering an entire bottom story, people holding their doors down so they don’t blow off, and countless amounts of visible water lines showing on the existing wall structures that are lucky to still be standing, these were just a few of the memories and stories that were shared.

Flood Risk America is a proactive flood protection company, specializing in both products and services. We believe that by traveling to all of these places, we were able to best understand our clients on a personal level, reliving with them their experience and memories. Not only do we want to help save more people from this deadly disaster of Mother Nature, but we have also created a 5 series discussion on emergency flood protection. Each week we will release a new article on our online blog relating to interventions before, during, and after a storm to prepare for the upcoming hurricane season.

 

For more information, visit www.floodriskamerica.com

Flood Risk America Traveled to Miami and Spoke With Architects About Flood Protection Solutions

Flood Risk America Traveled to Miami and Spoke With Architects About Flood Protection Solutions

Flood Risk America Speaks to Miami Architects

Flood Risk America Travels to Houston 6 Months After Hurricane Harvey

When you leave this place, you will have physically seen what these people have gone through
— Stephen Gill, CEO

CEO Stephen Gill and COO, Tiffany Largey wanted to see how they could help more people around the Houston and Galveston area from becoming affected again from a devastating hurricane such as Harvey. They walked the streets of both Houston and Galveston, two large cities that have been greatly affected by floods and hurricanes reaching historical numbers.

Stephen, who is recognized as finding Flood Risk America, is a true advocate for flood protection and understands incredible devastation from working as a FEMA contractor during Hurricane Katrina. “As we entered the city, Stephen told me that when I left this place I will have been able to physically see what these people have gone through,” said Tiffany. This statement greatly affected her as she walked past the buildings that were still boarded up and the parking garages that had been flooded due to the intensity of rainfall that Houston had encountered.

Everyone in Texas welcomed these two Flood Gurus and helped them understand what they had gone through during the storm. While walking on the streets, they met a few people that spoke of their own story, how they were affected, and how some of their closest friends are still unable to return to their place of work. Stephen and Tiffany hit as many buildings that they could to teach about flood protection and ways to prevent floodwaters from entering, and how to properly save valuable/essential equipment. They met with some developers and contractors to find ways to improve the pre-construction development and how to properly flood proof a new structure.

 

For more information on how to protect yourself and business from rising floodwaters, visit www.floodriskamerica.com 

Houston Strong!

Taken by Tiffany Largey

Flood Protection Company's Letter to the Victims of Parkland School Shooting.

Flood Risk America writes a letter to victims of Marjory Stoneman Douglas High School. 

A Grasshopper Versus an Ant

We are all familiar with Aesop’s fable of the ant and the grasshopper. The grasshopper spent the whole summer lying around in the shade, while the ant prepared for winter. The grasshopper had decided that there would be plenty of food left around for winter, as most winters he had found that food was not sparing. This particular winter happened to be worse than others, and the grasshopper was definitely not prepared, but the ant was.

This is how Flood Risk America feels about hurricane season. Although it is winter, and we have cold weather and shoveling snow, instead of water on our mind, it’s best to prepare early, especially in coastal or flood prone areas. 2017 was a hard year for a large portion of the United States; FEMA had been backed up for months with the amount of flood claims and damage. 2018 has been predicted to exceed what we felt was our worst year.

Many claims are still being handled, but many people are still in the mindset of the grasshopper. Let Flood Risk America help you understand your options when it comes to flood protection and mitigation assistance. We tend to lean on the favor of the ant, helping our clients prepare before a loss occurs. With our 24/7 flood deployment team, durable, corrosion-resistant flood panels, American-made products, flood consulting services, and team of experienced flood mitigation professionals, we will guide you in the right direction to not only protect your property from flooding, but we will save you money on your flood insurance premiums and deductibles. 

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EZ FLOOD PANELS SAVE NATIONAL REAL ESTATE DEVELOPER $93,000 ON THEIR FLOOD INSURANCE PREMIUMS.

Flood Risk America leveraged their specialized team of engineers to perform a flood risk assessment on the client’s property and collaborated with their flood insurance carrier to save them $93,000 by installing the EZ Flood Panel on their building.

·      Cost of the annual flood insurance premium: $135,000

·      Premium Eliminated: $93,000

·      New Annual Flood Insurance Premium: $42,000

The EZ Flood Panel is the Only flood panel that is certified to provide flood insurance credits. If you are paying high flood insurance premiums and have high flood deductibles, take the opportunity to have Flood Risk America perform a flood risk assessment on your properties to help reduce your flood insurance rates, while protecting your property from having a flood loss.

 

To obtain a free, comprehensive flood risk assessment:

Call Steven Gill at 561-578-4220

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Company Launches New Product That Will Change Building Design & Flood Industry

Flood Risk America has designed a new flood mitigation product called the EZ Flood Panel. It uses patented, sustainable flood seal technology to protect elevators, windows, control room doors, and lobbies against rising floodwater. This device creates a sealed barrier around the desired subject, preventing water from entering. Each panel is designed specifically for a customized fabrication to meet individual installation requirements and custom shaping and contouring to meet job specific demands. It is both easy to install and remove, taking less than ten minutes. 

The EZ Flood Panel is durable, lightweight, corrosion resistant, cost-effective, and designed to withstand more than 13,000 PSI, unlike anything else in the industry.  It was developed with technology utilized in aerospace, marine, transportation, and can withstand harsh saltwater environments. 

The EZ Flood Panel will work on new construction site properties or existing structures. It has been rigorously tested, comes with a guaranteed lifetime warranty, environmentally friendly, and is made in the United States. Flood Risk America is proud to announce that it is the Only insurance certified flood protection panel in the market.

Product Benefits:

·      FEMA Compliant

·      ISO Certified 

·      Insurance Industry Certified

·      Lower Insurance Premiums

·      Lower Insurance Deductibles

·      Better Coverage Limits

·      Cost-Effective

·      Federal Grant Assistance

·      No business interruption

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How To Avoid Expensive Flood Losses To Your Buildings

Flood Risk America’s mitigation measures help protect your ground floor lobbies, elevators, essential utilities, valuable assets, and expensive equipment, while preventing interruptions in critical services. The benefits of flood mitigation can reduce vulnerabilities, lower flood deductibles and premiums, and allow businesses to obtain better coverage limits on flood insurance.

It is important to understand your properties vulnerability and create a flood safety plan. We can help you prepare for flooding and protect your property. If your building is at risk of flooding, our 24/7-flood deployment team is dispatched to your location immediately, providing protection and avoiding flood loss.

24/7 Flood Monitoring – When flooding occurs in elevator pits or mechanical rooms, the Flood Sensory Systems sound alarms and will notify you and our monitoring center in real-time via email or text, sending the elevator up to the next highest level.   

 Benefits:

·      Lower flood insurance premiums and deductibles

·      Free flood risk assessment identifying your properties vulnerability to flooding

·      Remain operational during and after the flooding

·      Avoid a flood loss

·      Biodegradable materials

·      Environmentally friendly 

Flood Risk America Launches New Flood Mitigation Training Program

Flood Risk America (FRA)  is a  proactive Flood Risk Management company specializing in thorough evaluation and reporting of flood risks throughout the United States and Canada. This training program emphasizes the conceptual elements of flooding, how to prevent, mitigate, prepare, and recover from an emergency flooding situation. Some of the goals of this new state accredited program is listed below.

 

Goals:

To educate participants on the following concepts:

·      FEMA standards/Definitions

·      Preparation for Flooding Emergency

·      Flood Assessment

·      Emergency Plan

·      Flood Mitigation Measures

·      Pre, During, Post Flood Interventions

·      Federal Grant Funding

 

Evaluation:

At the end of this training program, participants will be able to:

·      Define conceptual elements of flooding and FEMA standard codes

·      Understand the elements of a flood and vulnerability assessment       

·      Create an emergency plan

·      Comprehend the available dry and wet flood proofing mitigation measures

·      State the known interventions before, during, and after a flooding emergency

·      Comprehend the available funding for flood mitigation solutions

 

By creating this Flood Mitigation Training Program, we hope to encourage the safety and education of the potential of a flooding emergency and to better prepare individuals for natural disasters such as hurricanes and the flooding effects associated with them. 

 

Company Launches New Flood Inspection and Maintenance Plan

Company Launches New Flood Inspection and Maintenance Plan

Flooding has been a concern for many people across the United States. Flood Risk America has decided to launch a new program to help clients become more aware of their flooding risks. 

One Company's Solution to Repetitive Loss Claims

One Company's Solution to Repetitive Loss Claims

Nationwide, 11,000 repetitive loss properties dot coastal zones or other low-lying areas with their numbers continuingly increasing. This rise is in part because of the effects of climate change and ongoing development. Flood Risk America is a company dedicated to decreasing these numbers.

Flood Risk America is Keeping Their Beaches Clean

 

Flood Risk America and Flood Risk Canada are concerned about the contamination and garbage that is occurring on our beaches. We are taking action and have created a schedule of beach cleanup days. Join our volunteers in making steady progress to clean up beaches in both the United States and Canada

 “Our mission is to protect both the environment and

marine wildlife, while making our beaches beautiful again.”

-Stephen Gill, CEO

 

What to expect on beach cleanup day:

·     Clean up will start at 8am

·     Work gloves and trashbags will be supplied

·     Don't forget sunscreen and a bottle of water

·     A parent or guardian must supervise all children under 18

·     Fun in the sun and happy beaches 

 

To Volunteer or if you would like more information about a particular beach cleanup near you, visit: www.floodriskamerica.com