flood panel

Grasshopper Versus an Ant

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Be the Ant

Let Us Help
Protect You!

We are all familiar with Aesop’s fable of the ant and the grasshopper. The grasshopper spent the whole summer lying around in the shade, while the ant prepared for winter. The grasshopper had decided that there would be plenty of food left around for winter, as most winters he had found that food was not sparing. This particular winter happened to be worse than others, and the grasshopper was definitely not prepared, but the ant was. 

This is how Flood Risk America feels about hurricane season. Although it is winter, and we have cold weather and shoveling snow, instead of water on our mind, it’s best to prepare early, especially in coastal or flood prone areas. 2018 was a hard year for a large portion of the United States; FEMA had been backed up for months with the amount of flood claims and damage. Why not be proactive for the 2019 season?

Many claims are still being handled, but many people are still in the mindset of the grasshopper. Let Flood Risk America help you understand your options when it comes to flood protection and mitigation assistance. We tend to lean on the favor of the ant, helping our clients prepare before a loss occurs. With our 24/7 flood deployment team, durable, corrosion-resistant flood panels, American-made products, flood consulting services, and team of experienced flood mitigation professionals, we will guide you in the right direction to not only protect your property from flooding, but we will save you money on your flood insurance premiums and deductibles. 

Flood Risk America Saves a Hotel!!

Commercial Real Estate

Commercial Real Estate

 

A large commercial real estate owner had a Hotel on the water, paying $105,000 for flood insurance. 

Flood Risk America provided a complimentaryVulnerability Assessment, demonstrating how flooding and storm surge would affect the hotel, as well as incorporating the investigation of historical flooding. Flood Risk America then confirmed, from the Vulnerability Assessment,how the hotel could avoid future flood losses. 

FRA installed flood panels on the ground floor lobby to protect the elevators and lobby from avoiding a flood loss. FRA then went back to the insurance carrier and provided a customized flood mitigation plan for the Hotel. The insurance carrier then reduced the flood premium by $76,000.  

 

o  Cost of current annual flood premium:                         $105,000

o  Current savings with flood mitigation plan:                  $76,000

o  New current flood premium:                                         $29,000

 

“We saved hotel $76,000 on their Flood Insurance Premium.”
— Flood Risk America

 

 

To obtain a complimentary flood vulnerability assessment or to learn more about our services call Stephen Gill:

561-578-4220 or email  sgill@floodriskamerica.com

Preparation for a Flooding Emergency Step 3: Flood Mitigation Measures

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The third step in preparation for a flooding emergency involves constructing flood barriers or shields around individual pieces of equipment or areas that contain essential equipment to prevent floodwaters from coming into contact with them. 

For dry flood proofing to be effective, the barrier must be high enough to protect essential equipment from floodwater, strong enough to resist flood forces, and sealed well enough to control leakage and infiltration. Dry flood proofing measures must also satisfy applicable codes and standards. 

There are many different types of dry flood proofing measures, one, which includes the use of a flood panel. There are many different types of flood panels on the market. Make sure you choose a panel that is lightweight, cost effective, and corrosion resistant, and meets the recommended codes and requirements. It is important that the panel is tested properly for assurance and durability, and is of adequate height and length, in accordance with your flood assessment. 

Besides flood panels, you can purchase flood barriers, floodgates, flood sacks, flood bags, and you can even flood proof your walls. As with the flood panels, make sure each product is both saltwater and freshwater friendly, adheres to adequate codes and standards, and is the correct width and height for your proposed area. 

 

For more information, visit www.floodriskamerica.com

Preparation For a Flooding Emergency: Step 1 UnderstandingYour Risk, Vulnerability Assessment

Preparation For a Flooding Emergency: Step 1 UnderstandingYour Risk, Vulnerability Assessment

Be prepared this hurricane season. Understand your risk with a vulnerability assessment.

Flood Risk America Traveled to Miami and Spoke With Architects About Flood Protection Solutions

Flood Risk America Traveled to Miami and Spoke With Architects About Flood Protection Solutions

Flood Risk America Speaks to Miami Architects

One Company's Solution to Repetitive Loss Claims

One Company's Solution to Repetitive Loss Claims

Nationwide, 11,000 repetitive loss properties dot coastal zones or other low-lying areas with their numbers continuingly increasing. This rise is in part because of the effects of climate change and ongoing development. Flood Risk America is a company dedicated to decreasing these numbers.

Flood Risk America is Keeping Their Beaches Clean

 

Flood Risk America and Flood Risk Canada are concerned about the contamination and garbage that is occurring on our beaches. We are taking action and have created a schedule of beach cleanup days. Join our volunteers in making steady progress to clean up beaches in both the United States and Canada

 “Our mission is to protect both the environment and

marine wildlife, while making our beaches beautiful again.”

-Stephen Gill, CEO

 

What to expect on beach cleanup day:

·     Clean up will start at 8am

·     Work gloves and trashbags will be supplied

·     Don't forget sunscreen and a bottle of water

·     A parent or guardian must supervise all children under 18

·     Fun in the sun and happy beaches 

 

To Volunteer or if you would like more information about a particular beach cleanup near you, visit: www.floodriskamerica.com