safety

Preparation for a Flooding Emergency: Step 4: Pre-interventions

Three Key Steps in Pre-intervention Planning

 1.    Install flood mitigation measures in and around your property.

2.    Plan a safe retreat and have a meeting place

3.    Go over emergency plan and evacuation route

It is important to reduce the risk of damage to structures from flooding by elevating critical utilities, such as electrical panels, switches, sockets, wiring, appliances, and heating systems, and waterproofing basements. Secure the property. Tie down or bring outdoor equipment and lawn furniture inside. Make sure that basements are waterproofed and that your sump pump is working. Install a battery-operated backup in case of a power failure (FEMA, 2017).

Be aware of streams, drainage channels, canyons and other areas known to flood suddenly. Flash floods can occur in these areas with or without such typical warning signs as rain clouds or heavy rain. If instructed, turn off utilities at the main switches or valves. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water. Fill the bathtub with water in case water becomes contaminated or unavailable. Before filling, sterilize the tub with a diluted bleach solution. Do not walk through moving water (FEMA, 2017).

Review your homeowners or renters insurance policy and update a list of your home’s contents by taking pictures or videotaping each room in the house. Keep papers in a fireproof and waterproof box. If records are stored electronically, keep a backup drive in your fireproof, waterproof box, or store files using a secure cloud-based service (FEMA, 2017).

If the danger is significant, local authorities may issue an evacuation notice to alert residents that flooding will be or is occurring. Evacuation orders vary by state and community, and may range from voluntary to mandatory. When authorities issue a mandatory evacuation notice, leave the area immediately. Don't drive through a flooded area. If you come upon a flooded road, turn around and go another way. More people drown in their cars than anywhere else. If your car stalls, abandon it immediately and climb to higher ground (FEMA, 2017).

If the waters start to rise inside of your house before you have evacuated, retreat to the second floor, the attic, and if necessary, the roof. Don't try to swim to safety; wait for rescuers to come to you. Below you will find an emergency supply list. 

Emergency Supply List: 

*     Water: one gallon per person, per day

*      (3-day supply for evacuation, 2-week supply for home)

*     Food: non-perishable, easy-to-prepare items (3-day supply for evacuation, 2-week supply for home)

*     Manual can opener for food

*     Battery-powered or hand-crank radio (NOAA Weather Radio plus extra batteries)

*     Sanitation and personal hygiene items

*     Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies

*     Drivers license or form of identification

*     Milk, baby food, sterilized bottles and spoons, nipples, spare clothing, diapers and favorite toy.

*     Family and Emergency Contact Information 

*     Waterproof clothing (including rubber gloves, rubber boots)

*     Towels 

*     Flashlight

*     One blanket or sleeping bag per person

*     Medical supplies (hearing aids with extra batteries, glasses, contact lenses

*     Cell phone and charger

*     Pet supplies (collar, leash, ID, food, carrier, bowl)

*     Extra set of car keys and house keys

*     Matches 

*     3 days of extra clothing, hat, and sturdy shoes

*     CASH in small bills ($1, $5, $10)

(FEMA, 2017)

For more information, visit www.floodriskamerica.com or visit the FEMA website.

Company Launches New Product That Will Change Building Design & Flood Industry

Flood Risk America has designed a new flood mitigation product called the EZ Flood Panel. It uses patented, sustainable flood seal technology to protect elevators, windows, control room doors, and lobbies against rising floodwater. This device creates a sealed barrier around the desired subject, preventing water from entering. Each panel is designed specifically for a customized fabrication to meet individual installation requirements and custom shaping and contouring to meet job specific demands. It is both easy to install and remove, taking less than ten minutes. 

The EZ Flood Panel is durable, lightweight, corrosion resistant, cost-effective, and designed to withstand more than 13,000 PSI, unlike anything else in the industry.  It was developed with technology utilized in aerospace, marine, transportation, and can withstand harsh saltwater environments. 

The EZ Flood Panel will work on new construction site properties or existing structures. It has been rigorously tested, comes with a guaranteed lifetime warranty, environmentally friendly, and is made in the United States. Flood Risk America is proud to announce that it is the Only insurance certified flood protection panel in the market.

Product Benefits:

·      FEMA Compliant

·      ISO Certified 

·      Insurance Industry Certified

·      Lower Insurance Premiums

·      Lower Insurance Deductibles

·      Better Coverage Limits

·      Cost-Effective

·      Federal Grant Assistance

·      No business interruption

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One Company's Solution to Repetitive Loss Claims

One Company's Solution to Repetitive Loss Claims

Nationwide, 11,000 repetitive loss properties dot coastal zones or other low-lying areas with their numbers continuingly increasing. This rise is in part because of the effects of climate change and ongoing development. Flood Risk America is a company dedicated to decreasing these numbers.

Company Reaches Out to Architects With New Services to Advance the Industry

Integrated Project Delivery is an important trend in the AEC industry. Flood Risk America introduced their pre-construction consulting services to the architectural industry to help their IPD systems change in a unique and positive way that may influence a revolution in team collaboration.

For years, there has been a disconnect between FEMA and NFIP regulations. This division has impacted the insurability once construction has been completed. Flood Risk America has found a solution to identify problems and procure solutions to this matter, as well as educating their clients on how to understand FEMA compliant standards and available grant money for flood mitigation services.

Flood Risk America is using their expertise in guiding architects on understanding flood maps and challenging inaccurate flood zone delineations from FEMA for potential qualifications for LOMA and LOMR submissions. They have patented products that are FEMA compliant and certified for flood insurance credits, helping architects to mitigate problems and build in compliance with NFIP regulations. Flood Risk America is revolutionizing architectural design for flood mitigation and integrating project delivery for the AEC Industry.

 

Benefits of Services:

•       Reduce Construction Cost

•       Avoid Costly Flood Proofing Errors

•       Expedited Permitting Time

•       Building FEMA Compliant

•       Navigation Through Floodplain Requirements

•       Increase Property Value

•       Proper Mitigation Measures Against Potential Flooding

•       FEMA Grant and Mitigation Funding

Railroad Safety

The Federal Railroad Administration highlights the importance of safety within the railroad industry. Their mission focuses on efficiency, reliability, and protection of passengers, cargo, and railways.

Flood Risk America & Flood Risk Canada is proposing a solution to all Railroad companies to decrease the amount of derailments, potential losses, and injury. What if we were to tell you that we could not only help you maintain a safe and efficient transportation system, but we could potentially save you millions of dollars? With our extensive flood prevention and mitigation products, new services, and detailed flood risk assessments, we can positively change the preventable fatalities, derailments, and outward cost of the rail industry.

To prove our theories related to cost analysis, we asked a credible source within the United States insurance industry to give us an estimate on how much Flood insurance can potentially cost. The answer we received was appalling. When a track is within a flood zone, the deductible can be up to $5,000,000 and the sublimit is lower. When the track is outside of a flood zone, the deductible is $250,000 and your sublimit is much higher. After hearing this information, my partner and I came together and made it our utmost goal to do whatever it takes to not only help our clients achieve their highest amount of safety, but to also save them money in the process.

At Flood Risk America and Flood Risk Canada we are proud to say that we honor both our clients and their investments. We work diligently to protect and prevent losses, while creating a trustworthy and sustainable relationship. We look forward to becoming your solution.

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